Wednesday, March 31, 2021 / by Breanna Thornton
Easter and springtime snuck up quick this year! Here are a couple decoration ideas that would be a fun family activity, or just a colorful addition to your home. If you want any more DIY decor ideas, let us know!
Pom-Pom Bunny Easter Eggs
How could you not love these cute little table decorations? They are perfect for Easter decor and super simple as well!
Cut a 6 inch piece of pipe cleaner, fold it twice to look like an “M” or bunny ears
Twist the two ends of the pipe cleaner together to finish the ears
Use glue to attach the ears to the top of a pom-pom
Once dry, attach the pom-pom to the narrower part of the egg
Customize it however you want!!
Pinterest idea from Mike Garten
These adorable eggs would look great as a coffee table decoration, on your dinner table, or anywhere else during this spring season! They bring some color and life to any space.
Get a clean empty egg shell or a cr; ...
Saturday, March 27, 2021 / by Breanna Thornton
Based on trends, it’s easy to notice that the average credit score for obtaining a mortgage is getting higher. This seems scary to some, but if your score is lower than the average there is no need to panic. The purpose of this blog post is to talk about the different credit scores and options associated with each one.
Image from NFCC.com
The average FICO credit score right now for people successfully getting mortgages is about a 750. In this range, you can qualify for some of the best plans during this competitive market. This looks like a high score, but trends across the country show that Americans are starting to increase their scores with better financial habits.
There are some conventional loans that require a minimum of a 620 credit score. This is basically a loan that is not backed by a government agency, and instead by private companies. These agencies will typically look at your credit history as well as your credit score.
USDA (S. Department o; ...
Thursday, March 11, 2021 / by Breanna Thornton
Every day there is quite the influx of buyers wanting to purchase a home. On the other hand, not a lot of people are wanting to sell their homes. What could be the reasoning behind this? One idea is the fact that people are still concerned for their safety with the coronavirus. However, what we hear more frequently is that sellers do not want to sell their home because they will have no place to move to with such low inventory. Is this a concern you have with selling right now? Then read on!
Consider Building a New Property
Image from Build Magazine
There are multiple benefits to purchasing a brand new property. There are many developers looking to build new homes right now in Texas. While lots sell quickly, there are plenty of options for you if you can’t find your dream home sitting on the market out there already. In addition, many steps in the home transition process become easier.
If your home is being built from scratch, you won’t have to stress aboui ...
Monday, March 8, 2021 / by Breanna Thornton
Are you thinking about relocating soon? There is a lot to think about during this process, and moving day is one of the most stressful parts. Read these tips and tricks to find some ways to ease the pain of moving.
1) Get rid of extra things
It’s inevitable that if you live in a house for a couple years, stuff starts to pile up. Especially stuff that you don’t need. If you’re moving, now is the perfect time to start decluttering and getting rid of the things you don’t want! Otherwise you will end up with more stuff to pack and not enough space to put things when you get to your new place. You can start by going through your closet and donating old clothes or clothes that you don’t wear anymore. Plan meals out to get through as much of your food in the refrigerator as possible so you don’t risk it going bad in the move. You will be amazed at how much space there is!
Image from Sunset Magazine
2) Work smarter, not harder
You would be s; ...
Thursday, March 4, 2021 / by Breanna Thornton
Down payments can be a scary concept to tackle. They look like a lot of money upfront, and putting this money down on a house is a big commitment. In this article, we are going to talk about different aspects of the down payment to help you be more familiar with what the right amount might be for you.
Image from Findmywayhome.com
Is there an ideal down payment?
Most believe that a 20% down payment is the right amount across the board. This is because 20% of a house is a large sum, and it shows lenders that you are more likely to make your payments on your home. However, 20% might not be the right choice for everyone. Just because 20% is the average doesn’t mean it isn’t smart to pay more or less than this. Every home, family and situation is unique, so talking with a lender will be the best way to find what your ideal percentage is.
What are the benefits of paying more?
If you have the money saved up and set aside to pay more than 20%, it’s never a bad idea; ...