Friday, November 20, 2020 / by Breanna Thornton
One of the biggest highlights of the market this year has been the record-breaking low interest rates. With rates dropping below 3% for the first time ever, affordability has skyrocketed. Now the big question is, how long will these interest rates stay this low? Could they continue to drop even more? Or will they climb up as we move forward?
These are great questions to address if you are looking to buy a home soon. Fluctuating mortgage rates could be the difference of thousands of dollars for you. The following graph shows the trends of rates in 2020 according to Freddie Mac.
Due to the slow economy and pandemic this year, the rates continued to fall. However, we cannot be certain this trend will continue as the economy begins to slowly recover. Most projections expect the rates will increase in 2021 and years after. The good news is that it won’t increase by much! The following graphs give an idea of the projected mortgage rates for 2021 and the years following. ...
Wednesday, November 18, 2020 / by Breanna Thornton
In 2018, Texas had more people move in than any other state in the country. Why are people moving to Texas? If you’re curious about why so many people want to live here, take a look at the following five reasons why Texans love Texas so much.
1) A Place of Opportunity
With quite a few businesses moving their headquarters to the Dallas area, the job opportunities are steadily growing. With companies like Southwest, AT&T, and Toyota located in DFW, you can begin your career in no time. The job growth increased 2.9% from 2017 to 2019, making Dallas one of the best areas to find a job or start your own business.
2) Low Taxes
It’s a little bit easier to pocket some money in Texas because there are no state or local income taxes. With every paycheck you receive, you will get to keep more, and save or spend to your heart’s content.
3) Safe Neighborhoods with Beautiful Homes
The suburbs surrounding Dallas are known as so ...
Friday, November 13, 2020 / by Breanna Thornton
Previous posts have discussed quite a bit about the demand for homes nationwide and how well the market is doing right now. However, we are still facing a pandemic that has widely affected many. Is there a way to take safety precautions while maintaining a smooth transaction? Absolutely! Here are two ways:
1) A New Home Could be at Your Fingertips
With all of the technology available, many stages of the buying process can be done virtually! Video listings and open houses allow you to check out the inside of a home without ever coming into contact with anyone. Additionally, most agents are available over video chat to answer your questions and guide you through the process. If you become a serious buyer, then you can consider an in-person showing (with precautions, of course).
2) Safe In-Person Showings
Recently, the National Association of Realtors (NAR) came out with a set of safety guidelines for agents to follow during showings and open houses. ...
Tuesday, November 10, 2020 / by Breanna Thornton
Are you in need of some simple landscaping ideas that can be maintained throughout the winter? Landscaping is one of those small things that makes a HUGE difference in the look of your home, especially if you’re trying to sell. Having an updated yard will attract buyers even though you are worried about the upcoming winter months. And even if you aren’t selling, having a beautiful landscape is just an added bonus to your home!
1) Window Border
This is one of the top ways to show off a house on the market. By adding colorful perennials (year-round flowers), there will always be a pop of color that draws the eye directly to your home.
2) Multi-season Flower Bed
By combining different colors of plants and flowers in the yard, there will always be some pop of color, even in the dead of winter. A good mix of evergreens and perennial flowers will always brighten a gloomy day!
3) Potted Border
Potted plants are SO easy to maintain! If ...
Friday, November 6, 2020 / by Breanna Thornton
If you live in Prosper Texas or any surrounding area, Sipz is your next MUST HAVE! We had the pleasure of interviewing the owner of this small business, a 17-year-old entrepreneur with high aspirations. Read her answers about her company below! You will not be disappointed.
How would you describe the products you offer at Sipz?
“We are a small business that sells gourmet sodas, sno cones, hot chocolate and cookies. We have 16 different base options with over 45 different syrup options to customize our soda to however you like. We also have things like fresh limes and cream to make your soda just that much better!! We have kids drinks and Italian sodas which would also fall under our gourmet sodas!! Our little trailer also makes sno cones where we have 52 different flavors to choose from and you have the option to add ice cream or cream to your sno cone. Our hot chocolate is gourmet as well where we have 5 signature flavors, or you have the option to create your own, o ...